Some Policy Types
Public Liability
Public liability insurance is the UK name for business insurance that covers third party injury or damage claims.
Product Liability
Product liability insurance is a type of business insurance that can cover the cost of compensation claims if someone is injured or their property is damaged by a product that you’ve sold. In certain situations you may be liable even if you haven’t actually manufactured the product.
PI
Professional indemnity insurance protects you and your business against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of professional services.
Key Persons
Key Person Insurance is effectively insurance on the ‘key person’ in a business. These are the people who are crucial to a business, the ones whose absence would financially impact the company.
Employer Liability Insurance
Employer’s Liability Insurance indemnifies employers to pay compensation which they are legally required to pay under the Common Law for personal injury or death by accident arising out of and in the course of the employment.
Business Property
Business property insurance is the insurance that protects the physical goods and the equipment of the business or home against any loss from theft, fire, and any other perils.
Business Interuption
Business interruption insurance is a type of insurance that covers the loss of income that a business suffers after a disaster.