Small & Medium Enterprises (SMEs)
Small and medium-sized enterprises (SMEs) make up over 99% of UK businesses, meaning there’s a strong chance your business falls into the SME category. Whether you’re a start-up or an established company, having the right insurance in place is an important part of protecting everything you’ve worked hard to build.
Business insurance provides financial protection against unexpected events, helping your company recover from incidents such as accidents, claims, property damage, or business disruption. It also gives you the confidence to focus on growing your business, knowing you’re protected if the unexpected happens.
Depending on your business activities, certain types of insurance may also be a legal requirement. For example, if you employ staff, you’ll usually need Employers’ Liability Insurance.
Key Types of SME Insurance
We can help arrange a wide range of cover, including:
Employers’ Liability
Employers’ Liability Insurance protects your business if an employee becomes injured or ill as a result of their work. It can help cover legal costs, compensation claims, and associated expenses, providing essential protection for businesses with employees.
Public Liability Insurance
Public Liability Insurance protects your business against claims made by members of the public or third parties for injury, death, or property damage caused by your business activities. It helps cover legal fees, compensation costs, and related expenses.
Commercial Motor Fleet Insurance
Commercial Motor Fleet Insurance provides cover for businesses with multiple vehicles, helping protect cars, vans, and other commercial vehicles used for work purposes. Policies can be tailored to include different vehicle types, drivers, and levels of cover to suit your business needs.
Business Interruption Insurance
Business Interruption Insurance helps protect your income if an unexpected event, such as a fire or flood, forces your business to temporarily stop trading. It can help cover lost profits, ongoing expenses, and additional costs required to get your business back up and running.
Buildings Insurance
Buildings Insurance protects your commercial property against damage caused by events such as fire, flood, storms, and other insured risks. It can provide cover for the structure of your building, helping you repair or rebuild following unexpected damage.
Legal Expenses Insurance
Legal Expenses Insurance provides support with the costs of legal disputes that may arise during your business operations. It can help cover solicitor fees, court costs, and other legal expenses relating to areas such as employment disputes, contract disagreements, and tax investigations.
We Support Businesses Across Many Sectors
Every business faces different risks, which is why we tailor insurance to suit your industry and operations. We regularly arrange cover for businesses including:
- Hospitality
- Tradesman
- Retail
- Couriers
- Software
- Sales
- Professional services
No matter the size of your business or the industry you operate in, Goldstone Broking Group will take the time to understand your needs and help you find insurance that provides the right level of protection.
Why Choose Goldstone Broking Group?
✔ Independent commercial insurance brokers
✔ Access to hundreds of UK insurers
✔ Tailored cover for your business
✔ Fast, personal service
✔ Claims support when you need it most
✔ UK-wide service from experienced advisers
