Fleet and Motor Vehicle Insurance
Motor vehicle insurance also known as business vehicle insurance protects you if you use a car or van for work purposes and is legally required in the United Kingdom. This form of cover provides for a far larger range of situations than a normal personal car insurance which is not suitable for a business vehicle. This is similar to a Fleet insurance policy however Fleet allows you to cover all of your company’s vehicles and drivers under one policy. This can often be cheaper and more convenient than individual policies for each vehicle particularly the more you have.
Who needs Fleet & Motor Vehicle Insurance?
Fleet & Motor Vehicle Insurance is designed for businesses that own or operate vehicles as part of their day-to-day activities. Whether you rely on a single company van or manage a large fleet of vehicles, having the right insurance in place helps protect your business against the financial impact of accidents, theft, damage and third-party claims.
- Builders, electricians and plumbers
- Courier and delivery companies
- Haulage and logistics businesses
- Estate agents and property professionals
- Manufacturers and wholesalers
- Businesses with company cars or vans
- And more..
Some policies particularly fleet policies can add up quickly and become expensive. Some tips to lower these are:
Tailored Policy
Both of these covers come with a wide variety of situations and needs for different companies. Every business has different vehicle requirements and risks, so it’s important to choose cover that’s tailored to your operations.
At Goldstone Broking Group, we’ll take the time to understand your business and recommend Fleet & Motor Vehicle Insurance that’s designed around your individual needs.
